It's traditional to get married, to buy your own home and then to start a family. We have done everything totally backwards. We had a baby, are about to buy our own home and marriage is last on the cards. It would of been nice to do things the traditional way but who does that these days? I don't know whether to feel sad about the lack of tradition or to be elated that we aren't trapped in the routine.
I blogged all about my new years resolutions at the beginning of the month and on my list was to buy our own home. I mentioned that it was a bit of a long shot but hoped that we would at least have our deposit saved up before the end of the year. Little did I know that less than a month later we would be an inch away from that dream. Our money is saved up, we have our hearts set on a house. They have even accepted our offer.
Earlier this month we viewed a few properties. Where we live there isn't really much to choose from. It's either have a decent house but in a rubbish location or a smaller house but in a nice location. Both for similar prices. It's been really hard as it is such an overwhelming decision. If you rent you can up and leave but when you buy you are stuck.
We viewed a few houses and only one really struck a cord with us. It felt right. It's in a nice part of our town, near the local nature park. It's so quiet and it smells like countryside, it just feels so nice and the perfect place to bring up our Son. The house was previously owned by an old couple and it needs a lot of work doing. It's a work in progress and an investment. We decided we would rather go for a house like this in a nice location rather than a house that needs no work doing but in a rough part of town.
The house has no central heating, it needs rewiring, a new kitchen, a new bathroom, new doors, perhaps new windows and most rooms need redecorating. Sounds like a nightmare doesn't it? The previous owners have accepted our offer at £10,000 less than they originally wanted and houses on the same street generally sell for £40,000 or £50,000 more than we have paid! So if we spend money on the house and spruce it up hopefully further down the line we will of made money on our property and can move into something better. That's looking a long way down the line though as we are buying a house for a home but if we can make money on it then even better.
We are meeting with our bank tomorrow and hopefully everything will be set into motion. The house needs to be surveyed but everything should go ok. I won't feel fully confident that the house is ours, not until we have the keys in our hands.
Wish us luck, we are going to need it!
I blogged all about my new years resolutions at the beginning of the month and on my list was to buy our own home. I mentioned that it was a bit of a long shot but hoped that we would at least have our deposit saved up before the end of the year. Little did I know that less than a month later we would be an inch away from that dream. Our money is saved up, we have our hearts set on a house. They have even accepted our offer.
Earlier this month we viewed a few properties. Where we live there isn't really much to choose from. It's either have a decent house but in a rubbish location or a smaller house but in a nice location. Both for similar prices. It's been really hard as it is such an overwhelming decision. If you rent you can up and leave but when you buy you are stuck.
We viewed a few houses and only one really struck a cord with us. It felt right. It's in a nice part of our town, near the local nature park. It's so quiet and it smells like countryside, it just feels so nice and the perfect place to bring up our Son. The house was previously owned by an old couple and it needs a lot of work doing. It's a work in progress and an investment. We decided we would rather go for a house like this in a nice location rather than a house that needs no work doing but in a rough part of town.
The house has no central heating, it needs rewiring, a new kitchen, a new bathroom, new doors, perhaps new windows and most rooms need redecorating. Sounds like a nightmare doesn't it? The previous owners have accepted our offer at £10,000 less than they originally wanted and houses on the same street generally sell for £40,000 or £50,000 more than we have paid! So if we spend money on the house and spruce it up hopefully further down the line we will of made money on our property and can move into something better. That's looking a long way down the line though as we are buying a house for a home but if we can make money on it then even better.
We are meeting with our bank tomorrow and hopefully everything will be set into motion. The house needs to be surveyed but everything should go ok. I won't feel fully confident that the house is ours, not until we have the keys in our hands.
Wish us luck, we are going to need it!
